European crowdfunding

European crowdfunding

From mini-bonds to crowdfunding. These are the financial instruments preferred by SMEs (small and medium enterprises) and start-ups to raise capital, without asking banks. So much so that the European Commission is working on a legislative text that should allow crowdfunding platforms to operate at European level. “Like mini-bonds, crowdfunding is also an important source […]

Economy: living at zero rates

Economy: living at zero rates

Allianz Oliver Bäte’s number one rating was categorical: if the yields on German government bonds, the Bund, remain negative, the country’s first insurance group will no longer buy them. A few days later, Bavarian President Markus Soeder announced in an interview with Bild that he had asked Berlin to introduce a law in Germany prohibiting […]

Draghi on the spread and the maneuver: why it’s important

Draghi on the spread and the maneuver: why it’s important

On Thursday, 25 October, in Frankfurt, Mario Draghi, President of the European Central Bank (ECB) spoke with journalists, saying some very important things that should help to orientate himself in the confrontation between the Italian government and the European Commission on the economic maneuver and the deficit. Draghi said: – The tone of the controversy […]

The 10 best countries in the world to be an entrepreneur

The 10 best countries in the world to be an entrepreneur

The British research firm Expert Market has identified the ideal countries for those who want to launch a new business. In particular, the researchers took into account the economic situation and lifestyle of 57 countries around the world and cross-referenced the data with the cost of living, the average speed of the internet, the quality […]

Goodbye 500 euro banknote:  what risks those who continue to use it

Goodbye 500 euro banknote: what risks those who continue to use it

Those who have long been preaching the final farewell to the euro will, for the time being, have to be more modestly satisfied with the abolition of the EURÂ 500 note, the purple note, to put it bluntly. In fact, for some time now, this denomination of the single currency, which was the largest in […]

The good news for the world economy

The good news for the world economy

The world economy is going through a phase of slow but continuous recovery. This is a very positive sign. The words of Jim O’Neill, the English economist and former president of Goldman Sachs Asset Management, who many continue to remember, especially for having coined, in 2001, the acronym Brics to refer to what were then […]

ATM: how electronic payments will change in 2019

ATM: how electronic payments will change in 2019

It will be a real revolution, in terms of electronic payments, the one that from January 1, 2019, will affect all holders of debit card ATMs. Thanks to an agreement with Sia, a European group active in the design, construction and management of technological infrastructures and services, Bancomat Spa will create the new Bancomat Pay […]

The recommended investments in 2020

The recommended investments in 2020

Experts from international investment houses seem to agree on one thing: 2020 will not be a year of great celebration for the financial markets. Although there will be no real thud of the stock exchanges, there are too many unknowns that can affect the portfolio of investors. First of all, there is a slowdown in […]

Cashback: what it is and how it works

Cashback: what it is and how it works

The idea is of Anglo-Saxon origin. The cashback, in fact, in our country is still not widespread and there is a lot of mistrust about its use and its effectiveness. What is cashback? The system works as follows: for every purchase made by ATM or credit card (and therefore traceable) you are entitled to a […]

Sale: when they start and how to avoid scams

Sale: when they start and how to avoid scams

The winter sales have already started a few days ago in Basilicata, Sicily, and Valle D’Aosta, while from tomorrow, January 5 will officially start in all other regions. According to Confcommercio’s calculations, more than 15 million families will be interested in discount opportunities on purchases, for a turnover of about 5 billion euros. According to […]

Black Friday, useful tips to avoid scams

Black Friday, useful tips to avoid scams

Black Friday, the day of online discounts set for November 23rd, although some offers are already starting to circulate today, is expected to be a record this year in Italy. It is for this reason that millions of buyers in our country who are preparing to shop online will have to pay close attention to […]

Cash: how the new limits for salaries and pensions work

Cash: how the new limits for salaries and pensions work

The new rules on the payment of salaries are now under way, and from now on they can no longer be made in cash, but strictly by means of traceable instruments, such as transfers or cheques. A real crackdown decided with the 2018 Stability Law, which provides that these rules must apply to any kind […]

Save money: how to spend less every day

Save money: how to spend less every day

Saving money is easier to do than to say. If looking at your current account and monthly expenses you are assailed by a sense of discouragement and panic it’s time to do something to improve the control of your economic output items. How to Save Effortlessly According to industry experts and financial advisors, all you […]

The IDB failed, new troubles for those who invested in diamonds

The IDB failed, new troubles for those who invested in diamonds

The story of the savers who invested their money in diamonds risks becoming a Kafkaesque nightmare. Because not only are many of them still struggling to get some form of compensation from the bank that convinced them to buy a product that is worth less than they promised, but now they are also facing the […]

If Amazon, Facebook and Google become banks

If Amazon, Facebook and Google become banks

Other than banks, sims, investment houses and credit brokers. In the financial sector, the big names of the future could be the companies that today already dominate the Internet and the technology sector: Google, Amazon, Facebook and Apple, which business consultants identify with the initials Gafa and that for some time have been considering expanding […]

Singles: Day record for Alibaba sales of 35 billion euros (in 24 hours)

Singles: Day record for Alibaba sales of 35 billion euros (in 24 hours)

When you hear that China is a unique country, but you find it hard to understand the practical meaning of the definition, keep in mind this figure: a billion dollars in 68 seconds. These are the ones obtained by Alibaba during the Singles’ Day of November 11, which like every year has set a new […]

Instant payment: how it works and why it will be useful to everyone

Instant payment: how it works and why it will be useful to everyone

The service begins with which it will be possible to make a transfer of up to 15 thousand euros obtaining its credit to the recipient’s account in about 10 seconds. It is the great financial revolution that goes by the name of instant payment and that, strange to say given our delays in digital payments, […]

Millionaire manager: here’s how to get rich working for others

Millionaire manager: here’s how to get rich working for others

After analyzing the roots of the success of 233 millionaires, Tom Corley, author of the essay “Rich Habits”, has realized that the super rich are divided into three groups. Those who made money by saving, entrepreneurs and executives. Executives usually get less attention, but now the author tells Business Insider what allows managers to accumulate […]

Investments at zero percent information

Investments at zero percent information

It is a great attempt to conceal the truth put in place by the Italian financial system. A smokescreen that tries to hide decisive information from thousands of savers. “They are often watered down in communications sent to customers, placed at the end of dozens of pages or diluted in other information documents,” says Andrea […]