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How to close ICICI credit card (Easiest Way)

ICICI Financial institution is likely one of the Greatest Credit score Card Firms in India providing Nice Rewards & cashback. Nevertheless, If You might be Not Glad with the Providers, You possibly can take into account to Shut Your Credit score Card. This Article Shares the Straightforward Step by Step Information on Easy methods to Shut ICICI bank card. 

A bank card is likely one of the Most handy Methods to Making on-line & offline Funds. If You handle Your bank card Correctly, You possibly can Earn Reward factors, Money-back & interest-free credit score. Nevertheless, regardless of the so many advantages, It’s Not Straightforward to Keep a bank card. 

Closing Your ICICI Financial institution bank card is a Easy Course of. However Earlier than Closing Your Bank card, sure issues should be taken care of. Listed Beneath is the Detailed Information on Easy methods to Shut ICICI bank cards Correctly. 

Easy methods to shut ICICI Bank card (Straightforward Steps)

  • ICICI Financial institution Buyer Care – ICICI Financial institution bank card Holders can Shut Their bank cards anytime by calling the ICICI Buyer care Toll-Free Numbers. Dial 18601207777 From Your Registered Cellular Quantity to Get in contact with the Buyer care Govt. 
  • Bank card Cancellation Type – Obtain the ICICI bank card Cancellation Type From the official Web site of ICICI financial institution. As soon as Downloaded, Fill in all of the Particulars Like Identify, Bank card Quantity, Cellular Quantity, E-Mail, Metropolis & Motive for Cancellation. As soon as Stuffed, Now Submit the Type to Your ICICI Department. Inside 3 Working Days, The Financial institution consultant will name You to Affirm the Request. As soon as Processed, the cardboard can be Closed inside 7-10 Working Days. 

Issues to Contemplate Earlier than Closing Bank card 

Canceling Your Bank card can Have an effect on Your Credit score Rating. It’s Necessary to shut the bank card Correctly. Right here the High 5 issues to think about Earlier than closing bank cards.

  • Pay remaining Payments- Earlier than You Cancel or Shut Your bank card, it’s Necessary to Pay all of the Remaining Payments. This Means it Received’t Have an effect on Your Credit score Rating. 
  • Redeem all Rewards – If You cancel Your bank card, You gained’t be capable to Redeem Your previous Rewards. Earlier than You lose out on any rewards you earned, Higher You Redeem all of them.
  • Ship official Cancellation letter – Ship an official affirmation Mail or Letter to Your Financial institution. Briefly Clarify Why You Wish to Cancel the Card in your Letter. 
  • Destroy Your Card – As soon as all of the Procedures for closing the cardboard is formally Achieved, Simply Lower Your Credit score Card into Piece. 
  • De-Hyperlink Computerized Funds – Take away all Your Computerized Funds Like Month-to-month Payments, Mutual Funds, Life Insurance coverage, and Hyperlink all these Funds to Your New bank card. 

FAQ ( ICICI Financial institution Credit score Card)

Does closing a bank card have an effect on your credit score rating?

Sure, It Does Have an effect on Your Credit score Rating Except You’ve got Adopted the Correct Technique to shut Your card. 

Easy methods to Reactivate ICICI Financial institution Closed Bank card?

To Reactivate Your bank card, You will get in contact with ICICI Financial institution bank card Buyer care Toll-Free Quantity at 1800-200-8181. 

What Occurs if There an Unpaid Stability on the Bank card?

To shut Your bank card, You must First Pay all of the unpaid Dues. Earlier than paying the Remaining bank card Payments, the Financial institution Received’t Settle for Your Request to shut the cardboard. 

Ought to I shut my bank card if I don’t use it?

If You Can Not Afford to Pay the Yearly Upkeep Payments of Your Bank card, You possibly can take into account closing Your bank card. 

In Conclusion

We Hope This Article Resolve Your Queries Relating to Easy methods to shut ICICI bank cards on-line & offline. For any Doubts Relating to bank card Cancellation, You will get in contact with ICICI Bank card Buyer care or Drop a Remark Beneath. 

 

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